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Woo hoo did I love to spend money!! Actually I still do but I’m a lot more in control of my spending habits than before.
You could say spending money is another addiction and I certainly was addicted to spending. After being married and “contained” in my 20s when I divorced I was suddenly let loose with money!! Finally there was no husband to tell me I couldn’t spend!!
On one hand this was brilliant!! I felt free, wild and boy did I have some adventures. But on the other hand I was way out of control and was raking up debt on dozens of credit cards, loans and I even remortgaged my house so I could carry on spending.
Well this all came to a sudden halt about 5 years ago. I just couldn’t keep up with my repayments and I had to seek advice from the Citizens Advice Bureau. After much deliberating I decided to declare myself insolvent a couple of years ago, a bold step but the right step in admitting what I did and taking as much responsibility for my past actions.
So where am I now? Well I am much more in control of my spending, yes I admit it, I still have times when I just blow money on shoes and clothes but these times are very rare, lets say probably twice a year.
I have taken alot of time this year really working on the story I tell myself around money and I now firmly believe that I will always have enough money to live a beautiful, calm life with the odd luxurious treat to boot!
I am sure that most of you have your money affairs in order but if you do not then I would love to share this powerful trick I use all the time.
Its called the 24 hour rule. Basically if I see something I want and start to get all excited about it, I have to wait 24 hours to see if I still want it. Then if I do, AND if I have the money then I am allowed to purchase it. This has been not only a life saver for me that stops impulse spending, it has also saved me a ton of money too!
Finally gorgeous, if you are suffering from any money problems you have my utmost love and support and I just urge you to seek advice from an independent source. There is always a way to solve the most horrible problems but we just need to ask for help.
Thank you as always for being you and if you have any comments or questions please leave in the comment box below and I’ll check back to answer them xx
Ooooo!!! I nearly forgot!!
Glamour – my sexy kinda variety evening is coming!! Friday 9th November at Mumus in Maidstone. Tickets are just £20 and I have an amazing array of performers to kick start your festive celebrations!!! Woo hoo